11 Sep 2024
Are you concerned about your information security, especially while making an online money transfer from Germany to Pakistan? Pakistani people living abroad worry about the protection of their information due to rising cybercrime issues. In Germany, cybercrime has caused more significant destruction and financial loss of 205.9 billion euros. Nearly 16.1 million people have faced blackmail due to the hacking of personal information and data. Although Germany has introduced its data protection law, everyone must take the necessary precautions to protect personal information.
Pakistani people living abroad need to adopt ways to protect their personal information because nearly 3.9 % of German people face money scams and frauds. With the advancement of technology, many new techniques have been introduced to help people secure their personal information. Enhanced technological techniques like encryption, blockchain technology, two-factor authentication, and dual security layers have resolved the issue of information protection to some extent. Scroll down to learn the ways of protecting your information and steps taken by the German government to protect the information of their citizens:
The advancement of technology has brought multiple solutions for the protection of personal information. Pakistanis living in Germany can use modern ways to secure information. As a Pakistani, you must ensure the use of legal remittance services to send money to Pakistan from Germany. Legal ways are safe and secure; hence, they ensure a portion of your information is kept confidential.
Due to the increase in cybercrime, different countries have issues with GDPR. All the EU countries including Germany have introduced laws to protect the personal information of an individual. It encourages companies to ask for only essential information from customers and mention its purpose and usage. Banks and other institutes specify their data-sharing policies and ask for essential information only. According to GDRP, you have the right to know how your data is used. You can also request the deletion of your data in case of any problem.
Pakistanis living in Germany need to stay vigilant in all aspects of life. Always make friends wisely and avoid sharing your sensitive information like passwords, bank balances, or account details with anyone. Keep your documents secure and avoid submitting your documents on online unknown websites. If someone gets access to your details, they can misuse them and may cause you to suffer from severe damage.
Enable two-factor authentication for finance management apps such as banking or remittance transfer apps. Apps like ACE Money Transfer allow the enabling of 2FA so you can make a secure money transfer from Germany to Pakistan. Enabling 2FA will fully secure your account. It is similar to applying dual locks on your doors.
Using easy-to-guess passwords can also lead to unauthorized access to your information. Avoid using common phrases or words as your password. Never use your name or DOB as a password. Use complex passwords, a combination of upper and lower case letters, special characters, and numbers. Set different passwords for all your accounts.
In today's world, electronic devices contain all a person's necessary and sensitive information. Therefore, securing all these devices is crucial. Avoid keeping your mobile in hand while traveling. Keep your laptops and systems in a secure place. Never leave your mobile phones, cables, USBs, and other portable devices unattended in your cars or at the office.
Pakistani living in Germany stay connected with their family through financial means. They send remittances to their family to support their financial activities. Usually, Pakistanis living overseas send money online to Pakistan from Germany on special occasions like Eid, New Year, or Independence Day. For sending remittances, they have to provide sensitive information, including the address of both senders and receivers, account numbers, and access to remittance companies. Therefore, it is necessary to use legal and registered services like ACE Money Transfer to prevent identity theft and other scams.
Always keep your mobile app access permission, so whenever a third person tries to access any of your accounts you can get notified. It will restrict the access of unauthorized people and no one can access our account until you allow or permit them. Also, turn on fraud filter detection, so your mobile can automatically filter threatening or fraudulent messages or emails.
While surfing the internet, you must stay alert and avoid clicking on attractive pop-up messages like “click to win” or “big win.” All such messages are scams, and a single click on such links will cause you to lose your data and information. Use authentic websites and avoid responding to usual messages appearing on the screen.
Protecting your personal information is necessary because of increasing cybersecurity risks. As a Pakistani in Germany, your security should be your topmost priority.
Read More: Legal Rights and Protections for Pakistani Expatriates in Germany
Protecting your information has become a critical concern in this digital world. Although there are numerous benefits of digitalization, it has also brought about cybercrimes and fraudulent activities. Every year, millions of people suffer from cybersecurity concerns in the form of different problems, such as data breaches, money scams, and identity theft. People living overseas need to be careful about the protection of their personal information to stay safe. Pakistani living abroad should learn about their legal protection rights and ways to secure their personal information. Protect your mobile phones and accounts using advanced security techniques like blockchain and encryption.
Pakistani living in Germany must keep their information secure to prevent fraudulent activities and scams. In case of identity theft, for a migrant, it becomes difficult to prove their identity. So, always keep your accounts secure by using 2FA, strong passwords, installing app locks, and using technology like biometrics, blockchain, and encryption. All these techniques will help you stay safe and protect your account from unauthorized access. Turning on fraud filter detectors will help you find suspicious messages and emails, and you can protect yourself from scammers.
Using remittance services is common for Pakistanis living in Germany because they have to send money to Pakistan from Germany to their families. Due to high service charges or low exchange rates, people look for illegal ways to send remittances, which can cause them to suffer from identity theft. Illegal remittance services are not secure and can sell your data to third parties. So, always look for a registered service that protects your personal information. ACE Money Transfer is a registered remittance service that uses advanced techniques to secure your information. You can track your transaction and enable 2FA on the ACE app to ensure safety!
You can protect your information in Germany by using strong passwords, enabling 2FA, encryption, fraud filter detection, scam alerts, antivirus software, and biometric authentication.
Phishing scams, identity theft, access to financial accounts, fraudulent activity, scams, data breaches, and ransomware attacks are common in Germany.
Banks and registered remittance services are safe ways of sending money to Pakistan. Before choosing any service, look for its IP on the Internet, check the reviews, and verify whether it's registered with a fake or real serial number.
ACE uses multiple advanced technologies, such as biometrics, encryption, blockchain, SSL, 2FA, and fraud filter detections, to monitor scams and fraud.
ACE Money Transfer maintains a strict privacy policy and does not share personal data with third parties without consent. ACE is secure and safe and ensures your information stays hidden.
Reference Links:
https://www.statista.com/statistics/1360289/financial-damage-cyber-crimes-germany/
