ACE Money Transfer - Blog

Moving to Portugal? Here's What You Must Know

Moving to Portugal? Here's What You Must Know

21 Jan 2025


Dreaming of Portugal's sunlit coasts and rich culture? Relocating to Portugal in 2025 can be your best decision yet! But before starting the procedure, it's essential to know the ins and outs of settling in this expat haven. Portugal is a common choice for expats due to its affordability, cultural history, and scenic natural beauty. From visa requirements and cost of living to cultural nuances, this comprehensive guide covers everything you need to ensure a smooth transition. Whether you're planning to retire, work, or simply explore, let Portugal become your home away from home.

Everything About How to Move to Portugal

One should always be well-prepared before proceeding with the migration. There are plenty of moving requirements that you should know about so you don't get yourself into trouble.

Which nations are excluded from Portugal's visa and permission requirements?

Portugal is part of the EU, EEA, and Switzerland agreements; people from these nations can travel there without a visa.

However, per the Portugal visa requirements for expats, citizens of several other nations are permitted to enter Portugal without a visa or authorization for a maximum of 90 days during 180 days. This list includes America, Australia, Brazil, Canada, Japan, Mexico, New Zealand, Singapore, and other countries.

How can I obtain a Portuguese work visa or permit?

Before you relocate to Portugal, the company you want to work for should be registered to ensure it can sponsor foreign workers. After that is finished, draft a formal application for a work permit and send it to the Portuguese Institute of Employment and Vocational Training (IEFP) with the necessary paperwork mentioned below. 

Types of Visas

Settling in Portugal as a foreigner requires a visa, work, study, family reunification, and a combination permit for medical treatment or military duty, the four types of residency permits Portugal allows. Third-country nationals may stay in Portugal for a maximum of two years with each residence permit, which may be extended for three years. Visa holders can seek permanent residency after five years of presence in Portugal.

What qualifications are needed in Portugal to obtain a work visa or permit?

The Portugal relocation guide includes the process of getting the visa. Depending on the kind of visa, there are different requirements for obtaining a work permit in Portugal. For instance:

  • To qualify for the Highly Qualified Activity visa, individuals must possess advanced educational credentials in science, technology, and research. Depending on the particular visa, they could also require a certain amount of job experience.
  • Applicants for a Digital Nomad visa must provide evidence of steady income at least equal to Portugal's minimum salary. Freelancers and remote workers must document remote work activities conducted for customers outside of Portugal.

Is a formal qualification evaluation necessary?

The Portuguese National Agency for Qualification and Vocational Education (ANQEP) may require a formal evaluation of foreign credentials for particular occupations. This is part of Portugal's visa requirements for expats. If ANQEP mandates this procedure, you will probably need to provide course descriptions, certificates, and transcripts of education.

Which papers to prepare?

Significant documentation is required for immigration to Portugal, as it is for most other nations. You should gather the following papers at the beginning of the process:

  • A valid passport
  • Certificate of birth
  • If family members are also relocating, a marriage license or its equivalent
  • Professional certificates, transcripts, and diplomas

The following paperwork is required for the visa application procedure once you have been granted an authorized work permit:

  • Passport pictures
  • Contract of employment
  • An introduction letter from the employer
  • Evidence of health insurance
  • If necessary, evidence of financial resources for a particular visa
  • Certificate of degree
  • Certificate of criminal history
  • Curriculum Vitae

Remember that some papers, particularly transcripts and degrees, might need to be translated into Portuguese before being considered.

How do you relocate with pets to Portugal?

Relocating to Portugal 2025 with your pets is possible, as it is permitted to bring dogs, cats, and ferrets to Portugal. Every pet must have a current rabies vaccine and be microchipped. It must also have a health certificate prepared by a veterinarian.

Each pet from a third nation (non-EU) must fulfill the following standards to guarantee that there are no problems upon admission into the EU;

  • Be easily recognized by a microchip.
  • Get the appropriate rabies vaccinations; their most recent dose should be given at least 30 days before arrival but no later than 12 months before
  • Be accompanied by a certificate from a veterinary inspector attesting to the microchip's existence.
  • Vaccination records and information about blood tests may occasionally be required as well. 

Portugal's Residency Permits

Living in Portugal as an expat requires a valid visa; otherwise, you will be deported. Portugal has four residence permits: job, study, family reunification, and medical/military service. Each permits stays of up to two years, with three-year extensions possible. Visa holders can seek permanent residency in Portugal after five years of presence.

The following are the most prevalent kinds of work-related residency permits:

  • A standard residency permit for those who are employed
  • Permit to reside in a highly skilled occupation: Professionals in engineering, law, medicine, education, science, management, and business are covered by this permission.
  • A residence permit for highly skilled IT workers is a license for employees in the technology industry. Your organization must have IAPMEI accreditation for employees to be eligible.

According to Portugal’s relocation guide, highly qualified professionals can apply for the EU Blue Card, which is a route to a residency visa. If they possess highly sought-after abilities and the necessary education, non-EU, EEA, or Swiss nationals may be eligible for the EU Blue Card. After living in Portugal for 18 months, an EU Blue Card holder can apply for a residence visa for highly skilled professionals.

Portugal Health Insurance On a Visa

Expats living in Portugal must have health insurance that satisfies the Schengen Area's minimal standards when applying for a work visa. "Visa insurance" is a frequent term for these kinds of plans. Visa insurance is provided by the majority of major insurance companies. Certain plans are especially made for use in the Schengen Area, which includes Portugal.

When setting up in Portugal as a foreigner, you should know that a visa insurance policy for an expat in Portugal covers costs across the whole Schengen Area, not just Portugal. It has a minimum coverage sum of €30,000. The insurance term should include the first time of the work visa. The visa insurance coverage should be renewed for the same period if the visa is renewed.

Moving to Portugal, tips include knowledge regarding a hybrid healthcare system comprising a network of commercial providers and a state universal healthcare system. Employees on work visas are often not eligible for the public option, the SNS (Serviço Nacional de Saúde). Workers on work visas usually rely on employer-sponsored health insurance or other private coverage because SNS eligibility necessitates a residency permit and some period of contributions to Portugal's social security system.

Needs For Social Security and Taxes

Before moving to Portugal, there are many things to know, including taxes and social services. If you plan to shift your business, a corporate income tax will apply to operate it in Portugal. The standard rate, known as IRC, is 2%. However, small and medium-sized enterprises are frequently eligible for a lower rate. Employers are in charge of withholding and contributing to social security on their workers' behalf; the typical contribution rate is 23.75% of the worker's gross pay. Employers are also in charge of withholding additional taxes by Portuguese laws.

How to Locate a Home in Portugal?

Portugal has a fiercely competitive housing market, particularly in cities—usually, Facebook groups and classified websites market rental homes. Since many of these listings are created by private persons, it helps to be in the region for the best results.

The cost of living in Portugal is fairly affordable, with average rents equalling 500 euros per month. Agents can review your listings to identify houses within the budget. Price, location, and availability must all be balanced when looking for the ideal place to live in Portugal, just as in any other area.

When relocating to Portugal in 2025, make advance plans for accommodation requirements, particularly if you are moving to a popular region. In the summer, rental apartments are scarce in popular tourist locations like the Algarve. Leases are signed far before the school year in places like Braga or Combra with a high student population.

Interesting Things to Know Before the Move

Before moving to Portugal, here are some essential things to know so your settlement in the new land is not very difficult. 

They are Not Fluent in Spanish

Portuguese people do not speak Spanish and only communicate in Portuguese. In the third century BC, the Romans introduced Vulgar Latin to the Iberian Peninsula, which includes Spain and Portugal. By the thirteenth century AD, the language was still widely used across Portugal. Portugal's King Denis declared Vulgar Latin the country's official language in 1290, naming it “Portuguese.”

Expats living in Portugal should know that Portuguese is the sixth most widely spoken language in the world, with up to 220 million native speakers. Indeed, there is a 90% lexical resemblance between it and Spanish, yet Spanish people still find it challenging to comprehend Portuguese speakers, and vice versa.

There is a Huge Demand for Expats

If you are relocating to Portugal in 2025, you will be happy to know that expats are in high demand. Portugal truly defies the wave of anti-immigrant sentiment (and legislation) that has recently swept across Western Europe and America. Heavy emigration between 2011 and 2016 drastically reduced the nation's workforce, and the government is currently trying to attract people back. 

The Scenery is Breathtaking

Living in Portugal as an expat will allow you to experience its natural beauty. Even though Spain controls the majority of the Iberian coastline, Portugal still has many scenic attractions to offer.

The stunning lakes of the Minho region in the northwest, the rocky and dramatic mountains on Portugal's eastern border (particularly the Serra de São mountain park), and the wooded Rota Vicentina coastal paths in the southwest are some of the area's attractions.

Last but not least is Peneda-Gerês National Park. Wide-eyed walkers, wolves, deer, and golden eagles can be seen in this northern park near the Spanish border. Beautiful tiny medieval villages and shrines can be found between steep terrain stretches.

Socialism is Popular

Expats living in Portugal should be aware that Portugal experimented with far-right politics. The 41-year Estado Novo dictatorship, which ended in a revolution and a widespread desire for something a little more left-wing, lasted from 1933 to 1974. This helps to understand why the Socialist Party was elected to power in Portugal in 2015.

Significant progress has been made by Portugal's socialist administration, which has increased the minimum wage, nearly eliminated the budget deficit (which was 11% of GDP in 2011), reduced unemployment, enhanced public transportation, and given schoolchildren free textbooks. Before moving to Portugal, these are some things to know so you don't end up in any political controversies. The Socialist Party did so well that the Portuguese elected them to power again in 2019, raising their vote share from 32% to 37%.

Making Your Move to Portugal Hassle-Free!

Relocating to Portugal is an exciting journey filled with opportunities. Settling in this European gem becomes easier with proper planning, understanding of visa requirements, and insights into living costs. Follow these tips for moving to Portugal so your relocation can be a hassle-free experience for you. Don't forget to explore the vibrant culture, enjoy the friendly community, and make the most of Portugal's expat-friendly lifestyle. Start your adventure today and discover why many choose Portugal as their dream destination. Meanwhile, if you wish to send your loved ones back home for monetary relief, use ACE Money Transfer for speedy delivery, affordable rates, and secure service.
 

FAQs

Can I bring my pet when moving to Portugal?

Yes, you can bring pets, but they must be microchipped, vaccinated for rabies, and meet EU health regulations. A vet-issued pet passport is required.

Is it necessary to learn Portuguese to live in Portugal?

While many locals speak English, learning Portuguese is essential for better integration and navigating daily life, especially outside major cities.

What health insurance options are available for expats in Portugal?

Expats can access Portugal's public healthcare or private insurance for faster services and broader coverage. Compare plans before deciding.

Are there any expat communities in Portugal?

Portugal has vibrant expat communities in Lisbon, Porto, and the Algarve, offering support groups, events, and networking opportunities.

What are the top moving to Portugal tips for 2025?

Research local rental laws, open a Portuguese bank account, and prepare for SEF appointments early. Stay informed about updated visa requirements.


Travel Abroad

PREVNEXT
10 Ways to Save Money in 2025 as an Expat
Red Envelope Tradition: Sending Money for Chinese Lunar New Year 2025
  • Categories
  • Country